AMKO | ADVISORS

President/Senior Municipal Advisor

With over 25 years of experience in the financial industry and having personally advised over $100 million in bond issuances, Brian Osowski has developed a diverse background that allows him to focus on the many unique needs of each and every client on a case-by-case basis.

Originally from Cando, North Dakota, Brian credits his early upbringing in this small town as invaluable to understanding the importance that every dollar can make to communities big and small.

He also recognizes the value of personal attention and continued support to clients, both big and small. As an independent municipal advisor, Brian and AMKO provide clients with unbiased and conflict free advice to gain positive results.

Brian is proud to call Fargo, North Dakota, home, where he lives with his wife Debbi. Brian and Debbi have three daughters Abby, Meghan and Kate.

Vice President/Municipal Advisor

Mark brings more than 30 years of experience in financial services to AMKO Advisors. He has a long, successful history of leadership, lending/risk management, operations and outstanding customer service. With his senior management and service-oriented background, he is excited to deliver efficient and effective solutions to AMKO’s clients.

With his wife, Liz, and their dog, Taz, Mark resides in Conroe, TX, which allows him to help grow the business throughout the U.S. Mark grew up in Grand Forks, ND and graduated from the University of North Dakota with a Bachelor's Degree in Banking and Finance. Mark and his family enjoy boating, fishing and playing a little golf. Mark and Liz also have 2 grown children: Allie, Conroe, TX and Nick, Fargo, ND.

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Harold Lance

Account Executive (Independent Contractor)

Harold Lance has played a role in helping a variety of industries or individuals accomplish their short and long-term goals for the last 30 years. As an Independent Contractor, he began working with AMKO Advisors in July of 2020 in the role of Account Executive. His primary role is to build lasting relationships with communities, and the people within them, by understanding their needs and providing efficient and effective solutions. Harold and his family live in Plymouth, MN.

Kenneth Schaefer

Account Executive (Independent Contractor)

Ken Schaefer has over 25 years of lending experience across numerous industries and loan structures with transactions for larger capital projects and new ventures based on projections. His focus is custom financial solutions designed to meet client needs. A graduate of the University of Saint Thomas with BA degrees in Economics and Accounting as well as an MBA with a finance concentration. Nonprofit experience includes social service organization supporting single woman’s educational advancement, church finance committee during a larger remodel/addition, healthcare organization for low-income patients, social service organization operating halfway housing and transitional housing for at-risk youth and theater performing new plays. As an Independent Contractor, he began working with AMKO Advisors in 2024 in the role of Account Executive. Ken and his spouse, Mary, live in St. Paul, MN and their family includes three sons, two daughters-in-law and 5 grandchildren.